Question #20: Are all saved through Christ just as all were lost through Adam?
Answer: No. Only those are saved who by true faith are grafted into Christ and accept all his blessings (Matt. 7:14; John 3:16, 18, 36; Rom. 11:16-21).
Question #21: What is true faith?
Answer: True faith is not only a knowledge and conviction that everything God reveals in his Word is true; it is also a deep-rooted assurance, created in me by the Holy Spirit through the gospel, that, out of sheer grace earned for us by Christ, not only others, but I too, have had my sins forgiven, have been made forever right with God, and have been granted salvation (John 17:3, 17; Heb. 11:1-3; James 2:19; Rom. 4:18-21; 5:1; 10:10; Heb. 4:14-16; Matt. 16:15-17; John 3:5; Acts 16:14; Rom. 1:16; 10:17; 1 Cor. 1:21; Rom. 3:21-26; Gal. 2:16; Eph. 2:8-10; Gal. 2:20;Rom. 1:17; Heb. 10:10).
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